Here’s another video from Positive Money for those of you who have yet to catch on to the fact that our financial systems are dysfunctional by design. I know lots of people find this stuff dull but if we don’t change the ways that we use money then the financial crises will keep coming, one after the other, each one worse than the last, until the whole thing collapses around us. The video is easy to follow and sticks to the simple message of how money being created as debt is the root of the problem, and offers three simple steps for reform. The three steps aren’t enough, as far as I’m concerned, but they are absolutely the right place to start.